A 2013-built two-story home on Lot 105 of Meadowcreek Phase 2 in Locust - 3 bd / 2.5 ba, 1,923 sq ft heated, on a 0.2-acre lot with city water and public sewer. Offered subject-to the existing financing: $45,000 down and take over the existing loan payments of $2,509/month PITI (6.625% interest, about 26.5 years remaining) - no new loan qualification - or bring traditional financing instead. Accepted terms include cash, conventional, FHA, VA, owner financing, and other creative structures. Buyer to inquire for full details on the loan terms and to verify the loan documents, which are the central item in the due-diligence package below.
The zoning is OPS - Open Space District, City of Locust.
The home is on city water and public sewer through City of Locust utilities — not a well or septic system.
Yes — the Meadowcreek HOA is mandatory, but the fee is not disclosed in the listing records, so the dues amount is not yet confirmed.
No — no FEMA floodway, 100-year, or 500-year floodplain polygon touches the parcel, per the county FEMA layers.
As published in the listing pack, the home is offered subject-to the existing financing: $45,000 down and take over the existing loan payments of $2,509/month PITI (6.625% interest, about 26.5 years remaining), with no new loan qualification — or bring traditional financing instead. Buyers should verify the loan documents before relying on those figures.
Property: Take Over the Loan, Skip the Bank, Make It Yours · 8176 Chilkoot Ln, Locust, NC 28097
Submitting an offer does not constitute acceptance of that offer, and no binding agreement is formed by submitting an offer. Submitting an offer does not collect any payment. If your offer is accepted, the deposit will be due upon acceptance and handled through the closing attorney.
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