# Buyer Due-Diligence Research Package
## 1244 Jenkins St, Rock Hill, SC 29732

**Prepared:** October 21, 2026
**Prepared for:** Prospective buyer inquiry — Landscouties listing
**List price:** $24,000 · **MLS #:** 4426730 · **Listed by:** Kristen Fesnak, Landscouties (brokered by 10X Real Estate & Investments)

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## Property Snapshot

| Item | Record |
|---|---|
| Address | 1244 Jenkins St, Rock Hill, SC 29732-2136 |
| Parcel / TMS | **634-06-03-011** (York County) |
| Owner of record | **NOT CONFIRMED from free online records in this pass** — see Section 3 for the exact free sources that name the owner |
| Acreage (per listing) | **0.27 acre**; the listing's own legal description states **0.276 acre** (≈ 12,023 sq ft) — the two figures are consistent; county confirmation is an open item (Section 2) |
| Legal description (per listing) | "LOT C .276 JENKINS ST" — a designated "Lot C"; the plat behind that designation was not located online (Section 1) |
| Jurisdiction | **City of Rock Hill** (inside city limits — city zoning and city utilities apply; York County handles assessment, taxes, and recording) |
| Zoning (per listing) | **SF-5** (City of Rock Hill Single-Family 5 district) — district standards verified from the City Zoning Ordinance (Section 8) |
| Neighborhood | Cedar Grove Park (per listing) |
| County tax value (per listing) | $25,000 — current bill amount and paid status not confirmed online (Section 7) |
| Road (per listing) | Paved, **privately maintained** — no recorded maintenance agreement found in the sources searchable online (Sections 1 & 4) |

**How to read this package:** Every finding is labeled **VERIFIED** (the public record itself was read, with the source named) or **NOT FOUND / GAP** (the record could not be located online; the exact step and party who can close the gap is given).

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## 1. Survey / Plat, Dimensions & Legal Access

### Plat / survey
- **NOT FOUND / GAP — No recorded plat or survey for this parcel was located online.** The listing's legal description ("LOT C .276 JENKINS ST") indicates the lot carries a "Lot C" designation from some plat or survey, but no plat book/page for TMS 634-06-03-011 was found in the free online sources searched.
- **VERIFIED — Where the plat reference lives (York County FAQ, yorkcountysc.gov):** York County does not provide surveys; a survey is obtained from a third-party surveyor. Existing surveys/plats for a parcel are checked through the county's **GIS Online Search → Parcel Information**, which links the parcel's **Plat Book/Page** — the parcel card is the first place to look for the "Lot C" plat. Recorded plats and deeds are held by the **York County Clerk of Court, 6 S Congress St / PO Box 649, York, SC 29745, (803) 684-8510** (in York County, deeds and plats are recorded by the Clerk of Court under S.C. Code §30-5-10; York is not one of South Carolina's 24 standalone Register of Deeds counties).
- **Next step:** pull the parcel card in the York County GIS Online Search (owner, deed book/page, and plat book/page links are shown there), or ask the seller for any survey/plat in the seller's possession (**Seller to confirm**). A buyer who needs certified boundaries should order a new boundary survey from a South Carolina-licensed land surveyor.

### Dimensions / frontage
- **NOT FOUND / GAP — The listing states no frontage or lot dimensions, and county GIS measurements could not be read in this pass.** The lot's size works out to ≈ 12,023 sq ft from the listing's 0.276-acre legal description. Whether the lot meets the SF-5 minimum lot width (65 ft — see Section 8) cannot be tested from the marketing materials; the county parcel card and/or a survey closes this item. The lot outline shown in the listing's aerial imagery is a marketing graphic, **not** a survey, and no dimensions should be taken from it.

### Legal / physical access — READ CAREFULLY: the road is stated to be PRIVATELY maintained
- **VERIFIED — Listing:** the lot fronts **Jenkins St**, an established, paved residential street with occupied homes (per the listing's street-view and aerial imagery); the listing states the road is **"Paved, privately maintained"** / "Road: Privately Maintained."
- **NOT FOUND / GAP — No recorded road-maintenance agreement, shared-driveway agreement, or access easement for this lot was found** in the free online sources searched (see Section 4). Whether Jenkins St at this segment is in fact private — versus city-maintained — could not be confirmed from City of Rock Hill or York County records readable online in this pass.
- **Next step:** the buyer's closing attorney should confirm, through the title examination, the legal basis for using Jenkins St (typically appurtenant access over the platted street, an easement, or an unrecorded neighborhood arrangement), and the seller should state what, if anything, lot owners contribute toward road upkeep (**Seller to confirm**). The City of Rock Hill Public Works Department can state whether the street segment is on the city's maintained-street inventory.

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## 2. Acreage: Listing vs. Records

- **VERIFIED — Listing flyer:** states **0.27 acre** in three places.
- **VERIFIED — Listing's legal description:** "LOT C **.276** JENKINS ST" — i.e., **0.276 acre ≈ 12,023 sq ft**, which rounds to the flyer's 0.27 acre. **Unlike many listings, the flyer's acreage is internally consistent** — no contradiction was found between the flyer and the listing's own legal description.
- **NOT FOUND / GAP — Independent county confirmation is still open.** The York County parcel card (which states the county's acreage for TMS 634-06-03-011) is served through the county's interactive GIS Online Search and could not be read in this research pass. **Next step:** read the parcel card in the York County GIS Online Search; if the county figure differs materially from 0.276 acre, a survey governs. All pricing/building decisions should use ≈ **0.276 acre (≈ 12,023 sq ft)**, subject to that check.

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## 3. Title Chain & Owner of Record

- **NOT FOUND / GAP — Owner and deed chain not confirmed in this pass.** York County's owner/deed data is published through the county's interactive GIS Online Search parcel card and the Clerk of Court's records; neither could be read through the free text-based sources used here, and no reliable third-party record naming the current owner of 1244 Jenkins St was found. Rather than guess, this package leaves ownership open.
- **VERIFIED — The free, official paths that close this item (no paid system needed):**
  1. **York County GIS Online Search → Parcel Information** for TMS **634-06-03-011** — shows owner of record and links to **Deed Book/Page** and **Plat Book/Page**.
  2. **sclandrecords.com** (South Carolina Association of Counties) — the **free** statewide grantor/grantee deed and mortgage index; search the owner name once known, and the parcel's prior grantors.
  3. **York County Clerk of Court, (803) 684-8510** — the recording office for all York County deeds, plats, and mortgages.
- **SELLER TO CONFIRM — insurable title:** Whether the seller can deliver **insurable/marketable title** (e.g., by general warranty deed with a title-insurance commitment) at closing is a question **for the seller and the buyer's closing attorney**. This package expresses no opinion on title.

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## 4. Access Easements, Road-Maintenance & Shared-Driveway Agreements

- **NOT FOUND:** No instrument granting or referencing an access easement, road-maintenance agreement, or shared-driveway agreement for this parcel was found in the free online sources searched. The online deed index available for York County (sclandrecords.com) is searched by party name, and with the owner of record unconfirmed (Section 3), a parcel-complete index search was not possible in this pass.
- **GAP / Next step:** A **full title examination by the buyer's closing attorney** (Clerk of Court records, including any older instruments recorded under prior owners) is the step that closes this item, together with the new survey (which would show visible evidence of any unrecorded use). The seller should also disclose any road-upkeep arrangement among Jenkins St lot owners (**Seller to confirm**).

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## 5. Deed Restrictions / Covenants

- **NOT FOUND / GAP — No deed restrictions or covenants were found in any public source read**, and no covenants regime is referenced in the listing. A definitive answer requires the recorded deed/plat chain for "Lot C" (Clerk of Court / title examination — Sections 1 & 3).
- **Important — the manufactured-home answer does NOT depend on this gap.** Whether or not private covenants exist, **City of Rock Hill zoning independently prohibits mobile/manufactured homes in every zoning district** (Section 8). A buyer planning a manufactured home should not rely on the absence of deed restrictions here.
- **GAP (scope note):** If restrictions exist, they would most likely appear in the source deed or the "Lot C" plat. The closing attorney's title exam covers that look-back.

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## 6. Utilities & Tap Fees

### Water — CITY SYSTEM VERIFIED; TAP AT THE LOT TO BE CONFIRMED
- **VERIFIED — City of Rock Hill Utilities:** Rock Hill operates a **municipally owned combined utility system providing water, wastewater (sewer), and electric service** within the city (City of Rock Hill budget/bond documents and city publications). The listing's "City Water, Public Water" and "Public water available" statements are consistent with that system.
- **NOT FOUND / GAP — Lot-level tap status:** No public record found confirms an existing water tap/meter at 1244 Jenkins St or the exact tap + system development charges for a new connection. **Next step (who closes it):** City of Rock Hill Utilities — new service — via cityofrockhill.com (Utilities) or (803) 329-5500. Confirm: (a) main location relative to the lot, (b) total tap, system development, and inspection charges, and (c) whether any charges were prepaid (see below).

### Sewer — LISTING SAYS SEPTIC; NO LOT-LEVEL SEWER RECORD FOUND
- **VERIFIED — Listing:** "Sewer: Septic Needed" / "Septic needed." Treat this as the operative statement: **do not assume a city sewer tap exists at this lot.**
- **NOT FOUND / GAP:** No public record found confirms whether a city sewer main reaches Jenkins St at this lot. Note that Rock Hill **does** assess sewer basin fees where sewer is connected (the City publishes a Sewer Basin Fee Schedule, cityofrockhill.com, last updated 3/18/2026, with fees varying by basin) — relevant only if the City states sewer is available/required at this lot.
- **Next step:** City of Rock Hill Utilities can state definitively whether sewer is available at the lot line and, if it is, whether connection would be required instead of septic.

### Electric — VERIFIED TERRITORY
- **VERIFIED:** Electric service in the City of Rock Hill is provided by the city's own municipal system, **City of Rock Hill Utilities** (not Duke Energy Carolinas). New-service/extension quotes come from the City. Natural gas, if desired, is York County Natural Gas Authority territory (secondary sources).

### Tap fees PAID — NO PUBLIC RECORD EXISTS
- **GAP (seller/utility question):** Tap and system-development fee payments are utility account records, **not land records** — nothing in the county deed, tax, or assessor records shows any tap ever purchased for this vacant lot, and no public database tracks it. **Seller to confirm** in writing whether any water tap or capacity/system-development fees have been prepaid for this parcel; City of Rock Hill Utilities can confirm against the address/TMS at application.

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## 7. Parcel, Assessment & Taxes

- **VERIFIED — Listing:** Parcel ID **634-06-03-011**; County: **York**; **Tax Value: $25,000**.
- **NOT FOUND / GAP — Current tax bill and paid status could not be confirmed online in this pass.** York County publishes tax records through the Treasurer's online tax search (an interactive portal). The flyer's $25,000 is the listing's statement of the county tax (appraised) value; it is **not** a tax bill, and no payment history is stated here rather than guessed.
- **Next step:** York County Treasurer — Online Tax Search (search by TMS 634-06-03-011) or the Treasurer's office, York, SC — for the current-year bill, amount, and paid/delinquent status. The seller should bring taxes current through closing per the contract, and the closing attorney will confirm the payoff figure with the Treasurer.
- **Jurisdiction note — VERIFIED:** Because the lot is inside the City of Rock Hill, the tax bill carries **city + county + school** millage (in-city parcels pay all three); the same $25,000 value would bill higher here than on an unincorporated parcel. Confirm the district shown on the Treasurer's record when the bill is pulled.

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## 8. Zoning & Manufactured / Modular Homes

- **VERIFIED — District:** The listing zones the lot **SF-5** under the **City of Rock Hill Zoning Ordinance** (adopted December 2005, effective March 1, 2006, last updated January 8, 2024; full ordinance text read for this package). SF-5 is the city's Single-Family 5 district. The City's Official Zoning District Map (Planning & Development Department / city website) is the final authority on the parcel's district — a one-call confirmation with the City is a cheap closing-file item.
- **VERIFIED — What SF-5 allows (Table of Dimensional Standards for Residential Districts), single-family detached:**
  - Minimum lot area: **7,800 sq ft** — this lot (≈ 12,023 sq ft per the listing's legal description) **clears the area minimum**;
  - Minimum lot width: **65 ft** (**50 ft** if the lot was legally platted before March 1, 2006 and its area is ≥ 5,000 sq ft — a pre-2006 "Lot C" plat, if that is what the legal description references, would qualify for the 50-ft standard);
  - Maximum lot coverage: **75%**; maximum height: **35 ft**;
  - Required setbacks: **front 25 ft, side 7 ft, rear 7 ft** (note the ordinance's driveway footnote: if a driveway leads to a front-loaded garage, the residence's front setback must be at least 50 ft);
  - Ordinance footnote: structures on SF-5 lots **platted before August 8, 2022** may instead use the dimensional standards in place on August 7, 2022.
- **VERIFIED — Manufactured / mobile homes are NOT permitted (City Zoning Ordinance, Ch. 4 use definitions):** *"Single-family detached: A dwelling unit that is not attached to any other dwelling unit… May be built entirely on site or may be modular… **Mobile/manufactured homes are not permitted in any zoning district.**"* (The ordinance defines mobile homes as pre-June 15, 1976 chassis-built units without the HUD seal, and manufactured homes as post-1976 HUD-code chassis-built units — **both are barred citywide**.) Pre-existing mobile home parks elsewhere in the city operate as grandfathered nonconformities; that status does **not** extend to placing a manufactured home on this lot. **A buyer whose plan is a manufactured or mobile home cannot use this lot.**
- **VERIFIED — Modular homes ARE allowed:** the same definition expressly includes **modular** dwellings (factory-built components transported to the site and assembled on a permanent foundation, meeting all state and local building code requirements) within "single-family detached." Confirm the specific unit's SC modular labeling at permitting with the City.
- **Building permits:** City of Rock Hill Planning & Development / Building Inspections — a new build also needs the SCDES septic approval in Section 9 (or a City sewer determination, Section 6).

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## 9. Septic & Soils

- **NOT FOUND / GAP — No septic permit located, and no public lookup exists.** SC onsite-wastewater (septic) permits are held by **SCDES** (formerly SC DHEC); there is no online parcel search. The listing states a septic system is needed; no record found shows a permit or approved site evaluation for this lot.
- **Exact next step for the buyer:** apply for a site evaluation through SCDES — **Application Form D-1740 via the SCDES ePermitting portal, $150 application fee**, with a copy of the deed/plat; an inspector evaluates the site and, if approved, issues a Permit to Construct (des.sc.gov → Septic Tanks – Residential). SCDES notes that **an onsite permit cannot be issued where public sewer is accessible** — which is why the Section 6 sewer confirmation with City of Rock Hill Utilities comes first. **Seller to confirm** whether any septic application or approved evaluation already exists for the lot.
- **NOT FOUND / GAP — Soil survey data not pulled in this pass.** The USDA Web Soil Survey (SSURGO) requires an interactive session and no parcel-level soil rating is stated here rather than guessed. **Next step:** run the parcel in USDA Web Soil Survey (websoilsurvey.nrcs.usda.gov) for the map unit and its "Septic Tank Absorption Fields" rating before closing; the SCDES site evaluation is the determination that actually governs.

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## 10. Flood, Wetlands & Environment

- **NOT FOUND / GAP — Flood zone not verified in this pass.** FEMA's National Flood Hazard Layer / Map Service Center determination for this address requires an interactive lookup, and no flood-zone statement is made here rather than guessed from secondary sources. **The listing makes no flood-zone claim.**
- **Next step:** pull the FIRMette for **1244 Jenkins St, Rock Hill, SC** at the FEMA Map Service Center (msc.fema.gov) — York County FIRM, City of Rock Hill community — to cite the exact panel and zone in the closing file. If any portion of the lot falls in a Special Flood Hazard Area (Zones A/AE), flood insurance and build standards change materially; confirm before the due-diligence period expires.
- **NOT FOUND / GAP — Wetlands (NWI):** No National Wetlands Inventory determination is included. **Next step:** check the U.S. Fish & Wildlife NWI Wetlands Mapper for the parcel before closing; nothing in the records read suggests a mapped stream or wetland on the lot.

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## 11. HOA

- **VERIFIED — Listing:** "No HOA" (stated twice on the flyer).
- **NOT FOUND — No HOA found in public records:** No homeowners' association, CCR regime, or dues obligation of any kind was found in the sources searched, which is consistent with the listing. Cedar Grove Park is an older in-city neighborhood; no association filing was located online. The closing attorney's title exam (Section 5) is the definitive check.

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## Open Items / Gaps Summary — Who Closes Each

| # | Item | Status | Closed by |
|---|---|---|---|
| 1 | Recorded plat / survey (the "Lot C" plat) | Not located online | York County GIS parcel card (Plat Book/Page link) / Clerk of Court; seller's copy; new survey |
| 2 | Lot dimensions & frontage (SF-5 65-ft width test) | Not stated in listing; county figures unread in this pass | County parcel card; survey |
| 3 | Owner of record & deed chain | Not confirmed from free online records in this pass | York County GIS parcel card; sclandrecords.com (free index); Clerk of Court (803) 684-8510 |
| 4 | Insurable title | Seller to confirm; no opinion given here | Seller + buyer's closing attorney (title exam/commitment) |
| 5 | Legal basis & upkeep for the PRIVATELY maintained road | No recorded agreement found online | Closing attorney (title exam); seller disclosure; City Public Works street inventory |
| 6 | Water tap at the lot; tap/system-development charges | City system verified; lot-level status open | City of Rock Hill Utilities |
| 7 | Sewer main at the lot (listing says septic) | Unconfirmed in public records | City of Rock Hill Utilities |
| 8 | Any prepaid water tap / capacity fees | No public record exists | Seller (written) + utility confirmation |
| 9 | Deed restrictions / CCRs | None found online; deed chain unread | Closing attorney (full title exam) |
| 10 | Current tax bill amount & paid status | Treasurer portal not read in this pass | York County Treasurer Online Tax Search (TMS 634-06-03-011) |
| 11 | Septic permit history / feasibility | No public lookup | Buyer via SCDES D-1740 evaluation ($150); seller to confirm any prior approval |
| 12 | FEMA flood zone & NWI wetlands | Interactive lookups not completed | Buyer/agent via FEMA MSC & NWI Mapper |
| 13 | Soil survey / septic suitability rating | Not pulled in this pass | USDA Web Soil Survey; SCDES evaluation governs |

## Sources

- Listing flyer for 1244 Jenkins St (Landscouties) — marketing claims treated as "to verify" throughout; flyer read in full, October 21, 2026 (price, MLS# 4426730, Parcel ID 634-06-03-011, legal description "LOT C .276 JENKINS ST," zoning SF-5, tax value $25,000, utilities and road statements).
- City of Rock Hill Zoning Ordinance (adopted December 2005; effective March 1, 2006; last updated January 8, 2024) — Ch. 4 use definitions (single-family detached; modular; mobile/manufactured prohibition) and Ch. 6 Table of Dimensional Standards for Residential Districts (SF-5 row and footnotes), full text read October 21, 2026.
- City of Rock Hill — combined utility system description (City budget/bond documents and city publications: municipally owned system providing water, wastewater, and electric service); Sewer Basin Fee Schedule (cityofrockhill.com, last updated 3/18/2026).
- York County, SC — FAQ and recording information (yorkcountysc.gov): deeds/plats recorded by the Clerk of Court (S.C. Code §30-5-10); county does not provide surveys; existing plats checked via GIS Online Search → Parcel Information → Plat Book/Page. Clerk of Court, 6 S Congress St / PO Box 649, York, SC 29745, (803) 684-8510.
- SC Association of Counties — sclandrecords.com, free statewide grantor/grantee deed & mortgage index.
- SCDES Onsite Wastewater (septic) program pages (des.sc.gov) — Form D-1740, $150 fee, ePermitting process; onsite permit unavailable where public sewer is accessible.
- U.S. Census Bureau — Boundary and Annexation Survey incorporated-place mapping for the City of Rock Hill (Jenkins St within the city).

## What This Package Is / Is Not

This package is a **research summary of public records** located online on October 21, 2026, prepared to answer a prospective buyer's questions about 1244 Jenkins St, Rock Hill, SC (TMS 634-06-03-011). It reports what the cited records say and flags what they do not say. Several York County systems (the GIS Online Search parcel card, the Treasurer's tax portal, and the FEMA/USDA viewers) publish through interactive sessions that could not be read in this pass; each such item is labeled NOT FOUND / GAP above with the exact free step that closes it — nothing has been filled in by inference.

It is **not** a title opinion, title commitment, or legal advice; **not** a survey or a substitute for one; **not** a septic/soil evaluation, environmental assessment, or a guarantee of utility availability, zoning compliance, or insurability. Title, survey, utility, and permitting determinations should be confirmed by the buyer's closing attorney, a licensed South Carolina surveyor, the serving utilities, and the city/county/state permitting offices identified above before or during the buyer's due-diligence period.
